Say yes to more customers.
Every time.
WeFund puts installment financing at the point of sale — so more customers can say yes to the work, you close more jobs, and you get paid without chasing.
Many contractors lose jobs when customers can't finance the project.
The work is priced. The customer is sold. Then the full balance comes due upfront — and the job quietly slips away.
A quote without financing
Customers want the work, but paying the whole balance at once stalls the decision. Scope shrinks, timelines drift, and the project often goes to whoever offers a payment plan.
Financing at the point of sale
Your customer sees a clear monthly number instead of one big total. The scope stays intact, the decision happens in your showroom — and the job stays yours.
Offer. Approve. Get paid.
A straightforward flow your customers will actually understand.
Offer
Present financing at the point of sale. Your customer picks the plan that fits their budget — $0 down options, longer terms, or promotional 0% interest where eligible.
Approve
Customers get a fast decision through a soft credit check that doesn't pressure them or ding their score. Approval depends on credit and eligibility, in eligible markets.
Get paid
Your customer gets a fast decision, and once a project is approved and funded, contractors are typically paid within days — so the job stays yours and the cash keeps moving.
Flexible plans that fit the project — and the customer
Programs vary by market and eligibility. Here's the shape of what's typically available.
Make big tickets feel smaller
Promotional 0% interest plans are available in eligible programs and markets, subject to credit approval.
Start now, pay over time
Many plans begin with no money down, so customers can schedule the work now instead of saving for months.
Extended terms
Longer payment plans stretch the cost across up to 15 years, keeping larger scopes affordable month to month.
More customers qualify
Multiple programs are designed around different credit profiles — including options for scores as low as 580, depending on the program.
High-ticket projects
Finance projects from a few thousand dollars up to $100,000 per customer — and beyond through home-equity and mortgage tiers, subject to eligibility and approval.
Contractor-friendly
No fees to offer financing — no merchant fees on qualifying programs. Your margin stays yours.
Bigger than $100K? Larger projects can tap additional capacity through home-equity and mortgage tiers with WeFund Home Loans — one relationship from small repair to full mortgage.
Verticals we serve
If your customers sign big-ticket work, installment financing fits the sale.
Consumer financing, in plain English
A few things contractors ask us most — no fine-print gymnastics.
What does it cost my business to offer financing?
Nothing to get started — there are no fees to offer financing on qualifying programs, and no merchant fees on those programs. Program terms vary by market and eligibility.
How fast do customers get a decision?
Most customers get a decision quickly through a soft credit check — typically within minutes. Approval is never guaranteed; it depends on the customer's credit and the program's eligibility.
Do customers need perfect credit?
No. Programs are built around multiple credit tiers, including options for scores as low as 580 in eligible programs. The plan a customer qualifies for depends on their credit profile and the program.
How large can a financed project be?
Financing typically covers projects from a few thousand dollars up to $100,000 per customer across qualifying programs, subject to eligibility, underwriting, and program terms in the customer's market. Larger projects can draw on additional capacity through home-equity and mortgage tiers.
How quickly do I get paid once a job is funded?
Once a project is approved and funded, contractors are typically paid within days — not weeks. Timing depends on program and settlement terms.
Financing that keeps the job — and the relationship — yours
Programs built around multiple direct lender relationships — so you deal with one partner, not a chain of middlemen.
- ✓No fees to offer financing — no merchant fees on qualifying programs
- ✓Soft credit pull that keeps the decision pressure-free for customers
- ✓Multiple financing solutions, one relationship — powered by our national lender network
- ✓Licensed, registered financial partner — paperwork handled properly
Ready to close more jobs?
See whether WeFund fits your business. A real conversation — no obligation, no pressure.
Estimate a monthly payment
Pick a project type, adjust the amount, and see a ballpark monthly payment on a 20-year term.
- 20-year term
- APR range 8%–12%
- Estimates for planning only — rates vary by credit, program, and market.
This tool provides an estimate for planning purposes only. It is not a loan offer, credit decision, or a promise of approval or terms. Actual rates, terms, and monthly payments depend on creditworthiness, program eligibility, and market. Financing offered through WeFund's licensed lender network.
Offer. Approve. Get paid.
Give every customer a payment path from the first quote — installment financing that closes more jobs and settles fast, without chasing invoices.
