Home financing for what's next.
Buying, building, refinancing, or accessing equity. WeFund Home Loans helps you explore the mortgage solution that fits your goals.
Clear guidance before you commit.
A mortgage is one of the biggest decisions you'll make. We walk you through your scenario in plain language — the options, the trade-offs, and what happens next — so you can decide at your pace, without pressure.
- ✓Options explained in plain language — no jargon, no guesswork
- ✓Purchase, refinance, construction, and reverse-mortgage paths
- ✓Counseling and disclosures handled up front, where required
- ✓One trusted WeFund relationship, powered by GoRascal
The mortgage division of WeFund
WeFund Home Loans is the mortgage division of WeFund, powered by GoRascal's mortgage platform — with licensed lending provided by our lending partners. One clear path from scenario review to closing, in eligible markets.
WeFund Home Loans · NMLS #1872884
Zach Eastman · NMLS #314581
Explore the paths that fit your situation.
Every scenario is different. Here are the mortgage categories we typically help with — availability depends on your credit, property, and program eligibility in your state.
Purchase
Financing to buy a home, typically through conventional, FHA, VA, or jumbo loan programs in eligible markets.
- ✓Conventional
- ✓FHA
- ✓VA
- ✓Jumbo
Refinance
Adjust your current mortgage — rate, term, or cash-out — when it may help you reach your financial goals.
- ✓Rate-and-term
- ✓Cash-out
- ✓Debt consolidation
Self-Employed
Income doesn't always fit a W-2 box. Bank-statement and non-QM programs may help in eligible situations.
- ✓Bank statement
- ✓Non-QM options
Build
Construction financing for building or substantially improving a home — from lot to lockup and beyond.
- ✓Construction loans
Invest
Financing for investment properties, including short-term rental and DSCR-based options in eligible markets.
- ✓Investment property
- ✓DSCR
Retirement
Reverse-mortgage options that may help eligible homeowners 62 and older access equity without monthly payments.
- ✓HECM / FHA-insured
- ✓Proprietary options
Three calm steps. No pressure.
Mortgage decisions shouldn't feel rushed. Here's the pace we follow.
Talk through your scenario
Share your goals — buying, refinancing, building, or exploring equity. We review what typically fits before anything is locked in.
Review your options
We walk through the programs that may apply to you — costs, trade-offs, and required counseling or disclosures included, up front.
Decide at your pace
Move forward when you're ready. Nothing is final until you've had time to consider it — and reviewed the paperwork.
Licensed, disclosed, and clear about what happens next.
WeFund Home Loans is powered by GoRascal, with lending through WeFund Home Loans. We keep the licensing, disclosures, and counseling requirements visible from the start — so there are no surprises at closing.
Counseling is required for FHA-insured reverse mortgages — you must complete HUD-approved counseling before the loan can proceed, and counseling is also encouraged for other reverse-mortgage products. Nothing on this page is a commitment to lend; approval depends on credit, eligibility, property, and program terms.
Live mortgage pricing, wired in from our lender network
Rates, terms, and APR depend on your credit, loan program, and market conditions at the time of application. Live pricing is being integrated and will appear here.
Nothing you read here is a commitment to lend.
Answers before you ask.
What kinds of home loans does WeFund Home Loans offer?
We help people explore purchase financing (conventional, FHA, VA, and jumbo in eligible markets), refinancing (rate-and-term, cash-out, and debt consolidation), construction loans, investment-property and DSCR options, and reverse-mortgage products for eligible homeowners 62 and older. Which options apply to you depends on your credit, property, and program eligibility in your state.
Who is the actual lender?
Lending is provided by WeFund Home Loans powered by Go Rascal, with Zach Eastman (NMLS #314581) serving as the loan originator on the WeFund Home Loans team. WeFund Home Loans is the mortgage division of WeFund. Nothing you read here is a commitment to lend.
Do you offer reverse mortgages?
Yes — we help eligible homeowners explore reverse-mortgage options, including FHA-insured HECM products and proprietary alternatives where available. FHA-insured products require counseling with a HUD-approved counselor before the loan can proceed. Eligibility depends on age, equity, and program terms.
Will checking my options affect my credit?
A scenario review is a conversation — it doesn't commit you to anything. A formal application involves credit and underwriting checks, which can affect your credit profile. We'll tell you what to expect at each step before you proceed.
Are rates or approval ever guaranteed?
No. Rates, terms, and conditions depend on your credit, income, property, program, and market conditions at the time of application, and are subject to change. Nothing on this page is a commitment to lend or a guarantee of any rate or approval.
Ready to talk through your scenario?
A real conversation, in plain language — no obligation, no pressure. We'll help you see what typically fits before you commit.
Own more of what matters.
Purchase, refinance, or reverse mortgage — WeFund Home Loans pairs the right program with a clear path forward, backed by Zach Eastman and the WeFund team.
